Current Rate for I Bonds As of April 2025, the current rate for I Bonds is 3.11%, which includes a fixed rate of 1.20% and a variable inflation-based rate of 1.90%. This rate is locked in for bonds purchased between November 1, 2024, and April 30, 2025. With the i bond rates prediction 2025 indicating upcoming changes in both components, potential investors must decide whether to ac... https://www.federalpensionadvisors.com/post/i-bond-rates-prediction-2025