目前銀行已不強制要求借款人必須提供保證人。但如果借款人自願提供保證人，銀行會根據保證人的還款能力進行評估，這可能有助於提高房屋貸款的成數。 The State Division, which opposed the proposed arms sale, has also called for an interagency Conference to determine whether the U.S. can provide Taiwan M1 tanks, according to an Administration Formal. �?視個人狀況及授信條件而不同，銀行保留核准借款... waiting for link from Forum Profiles (6)